A financial wellness program to Reduce, Pay, and Recover the cost of life’s events while enhancing your current lifestyle.
7 Steps to Solving the Cost of Life’s Events
Step 1: Discover Initial Cash Flow Situation
Use our Cash Flow calculator to enter your Income, Expense, Asset and Liability values and to get a real financial picture of what your financial health is today.
Step 2: Pick Strategies
Use the following to select your strategies:
- Strategies, Calculators, Guide Books, Informative Videos/PPTs, Other Information Links
Step 3: Use Calculators to Visualize $$$ Benefits and Fine-Tune Strategies
Use the following calculators to obtain $$$ benefits of the “Strategies” selected:
- Mortgage Calculator
- Enter the $$$ results of the above calculators in the Cash Flow Calculator to get your revised cash flow amount.
Step 4: Use $$$ Results From STEP 3 to Learn How To Save and Pay For Life Events
Put Step 3 Results into:
Saving for the “Life Event” :
Paying for the “Life Event”:
Step 5: Protect Your RPRx Wellness Plan
- Use the “Insurance Topic” to protect your Life Events
Step 6: Implementation
- Do-It-Yourself
- Team of Experts
- Implementation Guides
- Tax Broker Program – less complicated and fits both business owners and wage earners
Step 7: Follow-Up and Review
The following items are available for the follow-up, review, and updating of your RPRx Life Event Plan(s):
- RPRx E-Newsletter
- RPRx Webinars
- RPRx Library Updates
Education Cost Planning
Saving for College
View Me First
Strategies
For Custom College Saving Strategies Choose the Appropriate Strategy Lines and Strategy Types: Investment, Taxes, Cash Flow
Guide Books
Informative Videos/Powerpoints
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Carl Buck
Carl Buck
Carl brings a deep understanding of higher education funding to every conversation. For dozens of years, he has helped families as head of financial aid at schools including Rice University and Rutgers University, and director of financial aid counseling at UCLA. Plus, he is intimate with the agendas and perspectives of education lenders as a result of holding key positions in the student loan departments at both JPMorgan Chase and Discover. Author of the “Student Aid Answer Book,” Carl’s insights and tactical wisdom are regularly sought out by savvy, resourceful families.
Andy Lockwood
Andy is the cofounder of Lockwood College Prep. He personally coaches a select group of college-bound teens through the process of choosing majors and careers, then backward planning, strategically, into a college list, then strategizing how to maximize chances of admission. He also helps families improve their eligibility for financial and and scholarships, and negotiate with colleges for more money. He graduated Wesleyan University and St John’s Law School.
Troy Miller, CFP®, ChFC, CLU
Troy Miller became a college funding consultant not by accident, but by design. As a financial consultant, Troy was talking to many couples who were delaying or foregoing retirement – just so their children could get a good education.Again and again, Troy heard his clients voice the same financial concern …”There’s no way I can retire and put my kids through college. No way. At least not the school of their choice.” Troy decided he would find a way. He began to integrate college funding strategies with retirement planning. Today, he helps families plan for college without giving up on retirement. He studied at the College of Denver to become a CERTIFIED FINANCIAL PLANNER™ practitioner.
Paying for College
View Me First
Strategies
For Custom College Paying Strategies Choose the Appropriate Strategy Lines and Strategy Types: Financial Aid, Taxes, Cash Flow
Guide Books
Case Study- Springer
529 Plans
A Roadmap to College Funding
Informative Videos/PowerPoints
Introduction to College Funding
Cash Flow Planning Presentations
College Financial Planning?
Kiddie Tax Terminator
Interest Recapture
College Funding for Business Owners
Needs Analysis Presentation
College Plus Loan Video
153 Strategies To Cut College Cost
College Financial Planning for Grandparents Video
The College Visit Video
Choice of Entity: A Critical College Financial Decision for Business Owners Video
Create a Winning Application Video
College Financial Aid Video
Education Assistance Program
RPRx Cost of College Video
Business Builder Workshop
College Planning for High-Income
College Loan Evaluator
College FAST-TRACK? Affluent Client Program
Building Bridges with College
Appeal Award Video
College Loans Video
FAFSA Changes Video
Farmer FAFSA Video
Business Owner FAFSA Video
New SAI Video
Other Resources
Income-Driven Repayment Plans
New 529 Account Rollovers to Roth IRAs
FAFSA Roadmap
Coverdell Education Savings Accounts
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Carl Buck
Carl brings a deep understanding of higher education funding to every conversation. For dozens of years, he has helped families as head of financial aid at schools including Rice University and Rutgers University, and director of financial aid counseling at UCLA. Plus, he is intimate with the agendas and perspectives of education lenders as a result of holding key positions in the student loan departments at both JPMorgan Chase and Discover. Author of the “Student Aid Answer Book,” Carl’s insights and tactical wisdom are regularly sought out by savvy, resourceful families.
Andy Lockwood
Andy is the cofounder of Lockwood College Prep. He personally coaches a select group of college-bound teens through the process of choosing majors and careers, then backward planning, strategically, into a college list, then strategizing how to maximize chances of admission. He also helps families improve their eligibility for financial and and scholarships, and negotiate with colleges for more money. He graduated Wesleyan University and St John’s Law School.
Troy Miller, CFP®, ChFC, CLU
Troy Miller became a college funding consultant not by accident, but by design. As a financial consultant, Troy was talking to many couples who were delaying or foregoing retirement – just so their children could get a good education.Again and again, Troy heard his clients voice the same financial concern …”There’s no way I can retire and put my kids through college. No way. At least not the school of their choice.” Troy decided he would find a way. He began to integrate college funding strategies with retirement planning. Today, he helps families plan for college without giving up on retirement. He studied at the College of Denver to become a CERTIFIED FINANCIAL PLANNER™ practitioner.
Saving for K-12
View Me First
Strategies
For Custom K-12 Saving Strategies Choose the Appropriate Strategy Lines and Strategy Types: Investment, Taxes, Cash Flow
Guide Books
Informative Videos/PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Carl Buck
Carl brings a deep understanding of higher education funding to every conversation. For dozens of years, he has helped families as head of financial aid at schools including Rice University and Rutgers University, and director of financial aid counseling at UCLA. Plus, he is intimate with the agendas and perspectives of education lenders as a result of holding key positions in the student loan departments at both JPMorgan Chase and Discover. Author of the “Student Aid Answer Book,” Carl’s insights and tactical wisdom are regularly sought out by savvy, resourceful families.
Andy Lockwood
Andy is the cofounder of Lockwood College Prep. He personally coaches a select group of college-bound teens through the process of choosing majors and careers, then backward planning, strategically, into a college list, then strategizing how to maximize chances of admission. He also helps families improve their eligibility for financial and and scholarships, and negotiate with colleges for more money. He graduated Wesleyan University and St John’s Law School.
Troy Miller, CFP®, ChFC, CLU
Troy Miller became a college funding consultant not by accident, but by design. As a financial consultant, Troy was talking to many couples who were delaying or foregoing retirement – just so their children could get a good education.Again and again, Troy heard his clients voice the same financial concern …”There’s no way I can retire and put my kids through college. No way. At least not the school of their choice.” Troy decided he would find a way. He began to integrate college funding strategies with retirement planning. Today, he helps families plan for college without giving up on retirement. He studied at the College of Denver to become a CERTIFIED FINANCIAL PLANNER™ practitioner.
Paying for K-12
View Me First
Strategies
For Custom K-12 Paying Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Informative Videos/PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Carl Buck
Carl brings a deep understanding of higher education funding to every conversation. For dozens of years, he has helped families as head of financial aid at schools including Rice University and Rutgers University, and director of financial aid counseling at UCLA. Plus, he is intimate with the agendas and perspectives of education lenders as a result of holding key positions in the student loan departments at both JPMorgan Chase and Discover. Author of the “Student Aid Answer Book,” Carl’s insights and tactical wisdom are regularly sought out by savvy, resourceful families.
Andy Lockwood
Andy is the cofounder of Lockwood College Prep. He personally coaches a select group of college-bound teens through the process of choosing majors and careers, then backward planning, strategically, into a college list, then strategizing how to maximize chances of admission. He also helps families improve their eligibility for financial and and scholarships, and negotiate with colleges for more money. He graduated Wesleyan University and St John’s Law School.
Troy Miller, CFP®, ChFC, CLU
Troy Miller became a college funding consultant not by accident, but by design. As a financial consultant, Troy was talking to many couples who were delaying or foregoing retirement – just so their children could get a good education.Again and again, Troy heard his clients voice the same financial concern …”There’s no way I can retire and put my kids through college. No way. At least not the school of their choice.” Troy decided he would find a way. He began to integrate college funding strategies with retirement planning. Today, he helps families plan for college without giving up on retirement. He studied at the College of Denver to become a CERTIFIED FINANCIAL PLANNER™ practitioner.
Loans/Debt Planning
Home Loans
View Me First
Strategies
For Custom Home Loan Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Interest Recapture Guide
Informative Videos/PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Student Loans
View Me First
Strategies
For Custom Student Loan Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Interest Recapture Guide
Informative Videos/PowerPoints
College Loan Rx Video
Education Assistance Program Video
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Carl Buck
Carl brings a deep understanding of higher education funding to every conversation. For dozens of years, he has helped families as head of financial aid at schools including Rice University and Rutgers University, and director of financial aid counseling at UCLA. Plus, he is intimate with the agendas and perspectives of education lenders as a result of holding key positions in the student loan departments at both JPMorgan Chase and Discover. Author of the “Student Aid Answer Book,” Carl’s insights and tactical wisdom are regularly sought out by savvy, resourceful families.
Andy Lockwood
Andy is the cofounder of Lockwood College Prep. He personally coaches a select group of college-bound teens through the process of choosing majors and careers, then backward planning, strategically, into a college list, then strategizing how to maximize chances of admission. He also helps families improve their eligibility for financial and and scholarships, and negotiate with colleges for more money. He graduated Wesleyan University and St John’s Law School.
Troy Miller, CFP®, ChFC, CLU
Troy Miller became a college funding consultant not by accident, but by design. As a financial consultant, Troy was talking to many couples who were delaying or foregoing retirement – just so their children could get a good education.Again and again, Troy heard his clients voice the same financial concern …”There’s no way I can retire and put my kids through college. No way. At least not the school of their choice.” Troy decided he would find a way. He began to integrate college funding strategies with retirement planning. Today, he helps families plan for college without giving up on retirement. He studied at the College of Denver to become a CERTIFIED FINANCIAL PLANNER™ practitioner.
Business Loans
View Me First
Strategies
For Custom Business Loan Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Interest Recapture Guide
Informative Videos/PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Charitable Gift/Foundation Planning
Charitable Gifting
View Me First
Strategies
For Custom Gifting Strategies Choose the Appropriate Strategy Lines and Strategy Type: Taxes
Calculators
Guide Books
Informative Videos/PowerPoints
Charitable Giving Planning
Charitable Gifting Video
Gifts that Keep Giving: Make the Tax Code work for your School
IRA Gifting Video
Other Resources
Private Foundations Do’s and Dont’s
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Foundations
View Me First
Strategies
For Custom Foundation Planning Strategies Choose the Appropriate Strategy Lines and Strategy Type: Taxes
Calculators
Guidebooks
Informative Videos/PowerPoints
Charitable Gifting Video
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Cash Flow Planning
Cash Flow Maximizing
View Me First
What’s New
Strategies
For Custom Cash Flow Maximizing Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guidebooks
Interest Recapture Guide
Informative Videos/PowerPoints
AG Plan
Cash Flow Planning Presentations
Cash Flow Maximizer Video
Other Resources
10 Ways to Improve Cash Flow
23 Ways to Increase Cash Flow
Improve Cash Flow
Biggest Thing to Increase Cash Flow
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Retirement Planning
Saving for Retirement
View Me First
Strategies
For Custom Retirement Strategies Choose the appropriate lines and Strategy Type Retirement
Guide Books
Informative Videos/PowerPoints
Retirement Account Distributions/Loans Videos
RPRx Retirement After COVID Video
457 Plan vs. 403(b) Plan
Team of Experts
Paying for Retirement
View Me First
Strategies
For Custom Retirement Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Retirement, Cash Flow
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
Guide to Paying for Long Term Care Without Breaking the Bank
How to Pay for Assisted Living: A Comprehensive Guide
Guide to Retirement Planning
Protecting Your Loved Ones from Elder Financial Fraud
Create a pre-retirement action plan tailored to your goals.
- Save for your future while paying off debt
- Talk with your utilities and cell phone providers
- If you’ve experienced job loss, AARP can help
- Talk to your creditors about ways to pay off debt
- Earn extra cash doing something you love
- Lower your monthly housing expenses
- Find out how you could get “free money” for retirement if your company has a 401(k) match
- Check your eligibility for spousal Social Security benefits
- Create your retirement budget
- Learn how fees can impact your retirement savings
Team of Experts
Transition and Estate Planning
Gift Planning
View Me First
What’s New
Strategies
For Custom Gift Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Retirement
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
Gifts from Retirement Plans during Life
Charitable giving: The options & benefits explained
Charitable Giving Rules of Road
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Transition Planning
View Me First
Strategies
For Custom Transition Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Retirement
Calculators
Guide Books
Informative Videos/PowerPoints
Other Resources
The Importance Of Transition Planning For Business Owners
Business Transition Planning: Designing an Exit Plan
How Business Owners Can Preserve Their Company Legacy
How ESPOS Can Help Narrow the Wealth Gap
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Estate Planning
View Me First
Strategies
For Custom Estate Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Retirement
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
Your complete guide to estate planning
What Is Estate Planning? Definition, Meaning, and Key Components
Estate planning: 11 things to do before you die
Why You Need an Estate Plan Post 2013 Tax Act
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Asset Acquisition/Disposition Planning
Acquisition
View Me First
What’s New
Strategies
For Custom Acquisition Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
RPRx Land Purchase Video
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Disposition
View Me First
What’s New
Strategies
For Custom Disposition Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/ PowerPoints
Analysis Video
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Personal Living Planning
Marriage Planning
View Me First
Strategies
For Custom Marriage Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
How to prepare your finances for marriage
Financial Playbook for Married Couples
How a Financial Planner Can Save Your Marriage
Pre-Wedding Financial Checklist: What Couples Should Consider
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Divorce
View Me First
Strategies
For Custom Divorce Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Other Resources
5 Financial Considerations in a Divorce
Financial Planning for a Divorce
Top financial concerns in a divorce and how to plan for them
A Guide to Divorce Financial Planning
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Purchase of Vehicle/Boat Planning
View Me First
What’s New
Strategies
For Custom Vehicle/Boat Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Business/Farm Planning
Business Planning
View Me First
Strategies
For Custom Business Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Informative Videos/ PowerPoints
Other Resources
Employee Benefits – Fringe Benefits (IRS)
Fringe Benefit Rate: Definition and How to Calculate It
What Are Fringe Benefits? – Forbes Advisor
What Are Fringe Benefits? Types and Benefits
How Do Employee Stock Options Work?
Stock Options Parameters and Trading
Employee Stock Options Plans
5 Tax Strategies Businesses Should Consider Before Year End 2023
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Farm Planning
View Me First
Strategies
For Custom Farm Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guide Books
Informative Videos/PowerPoints
Other Resources
Employee Benefits – Fringe Benefits (IRS)
Fringe Benefit Rate: Definition and How to Calculate It
What Are Fringe Benefits? – Forbes Advisor
What Are Fringe Benefits? Types and Benefits
How Do Employee Stock Options Work?
Stock Options Parameters and Trading
Employee Stock Options Plans
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Tax Planning
Tax Planning
View Me First
Strategies
For Custom Tax Planning Strategies Choose the Appropriate Strategy Lines and Strategy Type: Taxes
Calculators
Guide Books
Comprehensive Tax Strategy Implementation Package
Informative Videos/PowerPoints
RPRx Income/Tax Video
Kiddie Tax Terminator
Hiring Your Children Video
Transition Strategies
Education Tax Incentives
Income reduction strategies that will reduce the amount of Social Security benefits that are taxed
Shift Down to a Lower Tax Bracket
Tax Broker Video
Reading a Tax Return Video
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Insurance Planning
Life Insurance
View Me First
What’s New
Strategies
For Custom Life Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Guidebooks
Super-Charged Life Insurance Guide
Informative Video/PowerPoints
Reverse Mortgage Whole Life Insurance
Whole Life Insurance Video
Other Resources
Balanced Accumulation
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Disability Insurance
View Me First
Strategies
For Custom Disability Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Disability Insurance Video
Other Resources
Disability Insurance: Why You Need It and How to Get It
What Is Disability Insurance and Do You Need It?
What is disability insurance? Everything you need to know
What Is Disability Insurance? Definition and How It Protects You
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Long-Term Care Insurance
View Me First
Strategies
For Custom Long-Term Care Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Health Insurance
View Me First
What’s New
Strategies
For Custom Health Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Reducing Your Health Insuranpce Cost
Captive Insurance Video
Other Resources
Health Insurance Marketplace Calculator
How to Pay for Health Insurance on Your Own
How to Apply for Financial Assistance to Pay for Health Insurance
How to Apply to Enroll – Premium payments, grace periods & termination
How To Get Help Paying for Health Insurance
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Property and Casualty Insurance
View Me First
What’s New
Strategies
For Custom Property & Casualty Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Other Resources
9 Ways to Lower Homeowners Insurance Rates
Property and Casualty Insurance
What Does Property and Casualty Insurance Cover?
Property and Casualty Insurance: The Basics
Property & Casualty Insurance Basics Article
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Captive Insurance
View Me First
Strategies
For Custom Captive Insurance Planning Strategies Choose the Appropriate Strategy Lines and Strategy Type: Taxes
Calculators
Guide Books
Informative Videos/ PowerPoints
Other Resources
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Health Care Cost Planning
Medical
View Me First
Strategies
For Custom Medical Cost Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Taxes, Cash Flow
Calculators
Guide Books
Informative Videos/PowerPoints
Other Resources
9 Ways to Save Money on Your Health Care Costs
20 Ways to Save on Medical Bills
Americans Can Have Better Health at a Lower Cost
19 Ways to Save Money on Healthcare Costs
How to Save on Health Care
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.
Assisted Living/Long-Term Care
View Me First
What’s New
Strategies
For Custom Assisted Living/Long-Term Care Cost Planning Strategies Choose the Appropriate Strategy Lines and Strategy Types: Investment, Taxes, Cash Flow
Calculators
Guidebooks
Informative Videos/PowerPoints
Other Resources
Guide to Paying for Long Term Care Without Breaking the Bank
How to Pay for Assisted Living: A Comprehensive Guide
Guide to Retirement Planning
Protecting Your Loved Ones from Elder Financial Fraud
Team of Experts
Rick Darvis, CPA
Rick is the leading expert in the country in tax and college financial planning. Rick’s knowledge in taxes and college financial planning has earned him invitations to speak on college financial planning and income tax planning to his contemporaries at CPA and CFP® conferences in over 40 states.
He has provided education programs on tax and college planning for many financial service companies around the country, including Manulife, MFS, American Skandia, Franklin Templeton, Eastern Bank, US Bank, Linsco Private Ledger, Securities America, Genworth, Lincoln Financial, UBS, Wachovia, Smith Barney, John Hancock Financial Network, Legg Mason, Edward Jones, and Raymond James.
Rick has been quoted in Forbes, CNN-FN, Newsweek, U.S. News and World Report, Money, Business Week, Kiplinger’s Personal Finance, NY Times, Smart Money, The Wall Street Journal, Bloomberg’s Personal Finance, Nation’s Business, Financial Advisor, Dow Jones Newswire, On Investing, Knight Ridder News, Mutual Fund Market News, Research Magazine, Practical Accountant, Offspring, LIMRA’s Market Facts, NAPFA Advisor, and AICPA’s Planner.